Budgeting

• Accounts: where money sits (a joint account, a credit card, a wallet). Every transaction belongs to one account, and one is your default for quick entry.
• Categories: how you group spending and income (Groceries, Dining, Salary…). Income and expense categories are kept separate; you can add your own.
• Transactions: individual income or expense entries with an amount, date, account, and category.
• Goals: savings targets with an amount and optional target month, shown with a progress bar.
• Recurring rules: predictable monthly items (rent, salary, subscriptions, utilities).

The main Budget page shows income, expenses, and net for a date range you pick (this month, last month, all time, or custom). You also get a donut of spending by category, an expense trend chart, your latest transactions, upcoming bills, and goal progress.

Add one manually from New transaction: title, amount, currency, income or expense, account, category, and date. Or just tell the assistant:

• “Spent $84 at Woolworths today on the joint card”
• “Record $30 dining out last night”

Manage accounts at Accounts and categories at Categories.

The assistant can do the data entry for you:

• A receipt photo or PDF: it reads the merchant and amount and records the transaction to the account and category you choose.
• A bank statement (PDF or CSV): it extracts every line, shows you a preview to review, and saves the ones you approve. It can also help clear out accidental duplicates.

Set a target and track progress towards it: “I want to save $5,000 for a holiday by March” creates a tracked goal with a target date. Goal cards on the dashboard show how close you are.

Capture predictable monthly money so it's never a surprise: “add my Netflix subscription”, “record my monthly rent of $2,200 on the 1st”, or “my electricity bill is now $150”. Upcoming bills appear in the dashboard's next-30-days widget.

Set a monthly spending limit per expense category to keep things in check. The assistant can suggest sensible caps from your income and past spending, and shift budget between categories on request: “move $50 from Groceries to Dining”.